Applying for a Mortgage after a Bankruptcy
By understanding the requirements to get a mortgage after a bankruptcy and by carefully rebuilding your credit standing, you can apply for a loan and buy a home.
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What Are Typical Mortgage Down Payments?
Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property. more
How to Get Approved for an FHA Loan despite Bad Credit
FHA (Federal Housing Administration) loans are very flexible, and you may qualify for an FHA loan with bad credit. more
3 Common Short Sale Mistakes
A real estate short sale can be a win-win situation for everyone involved, but there are common short sale mistakes to avoid if you want to close the deal. more
- 3 Factors that Can Negatively Affect Your Mortgage Application
- FHA Eligibility with Bankruptcy and Foreclosure
- FHA Loans for a First-Time Home Buyer
- Should You Refinance? Make Sure the Timing is Right
- 3 Warning Signs of Loan Modification Scams
- What Lenders Don't Reveal About Home Equity Loans
- Alternatives to Getting a 2nd Mortgage
- Short Selling a Rental Property
- Home Equity Loans for People with Bad Credit
- Second Mortgages: Advantages and Disadvantages
- What To Do When Mortgages Default
- Low Down Payment Loan Qualification
- 3 Reasons Banks Reject Short Sales
- Appraisal Basics
Fixed Rate Mortgages
These mortgage loans have fixed interest rates for the duration of the loan. Fixed rate mortgages do not change and they are not tied to an index, unlike adjustable rate mortgages. The interest rate is fixed in advance at a specific interest rate.
The Mortgage101 Blog
Mortgage Interest Rates Hit New Record Low
Interest rates on long-term mortgage loans fell to a new all-time record low this week, according to mortgage finance company Freddie Mac, as investors responded to troubling economic news. The average rate on a 30-year fixed rate loan, excluding points, dropped to 3.87 percent, the lowest rate on record in Freddie Mac’s 40-plus year mortgage survey.... more
- Foreclosure Share of Home Sales Dwindled in Third Quarter
- Obama Administration Ramps Up Aid for Troubled Homeowners
- Principal Write-downs Too Expensive for Fannie, Freddie
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