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3 ARM Loan Benefits

Using an ARM loan to finance the purchase of your primary dwelling has become a popular move in recent years. In the past, 30-year fixed mortgages were about the only option you had. While it's nice to have a fixed rate, there are sometimes better alternatives depending on your situation. ARM loans offer several benefits over other forms of mortgages.

CALIFORNIA CONFORMING 30 YEAR FIXED RATES

Today's Average: 4.88% What does this mean?
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Home Appraisal Costs

When you go through the process of selling or buying a home, one of the questions on your mind might be 'how much does a home appraisal cost?' The answer to that question is that it depends on several factors, but there are a few standard guidelines that can help you better estimate your cost.

Why are Lenders So Slow in Loan Modification?

Lenders have been faced with a large amount of loan modification requests and can be slow responding. At the end of 2006, the housing market took a turn for the worse and many banks became overwhelmed with the amount of servicing issues they faced.

The Mortgage101 Blog

FROM THE MORTGAGE101 BLOG

Homebuyer Tax Credit Extension Overwhelming Approved

The U.S. House of Representatives voted Thursday to extend the first-time home buyers tax credit through 2010 as well as offer a credit to more seasoned home buyers. The vote was 403-to-12 and was widely expected to pass. The current tax credit has been in effect since January as a piece of President Obama’s economic stimulus...

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