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FROM THE MORTGAGE101 BLOG

Fannie Mae Predicts Another Slow Year in Housing Market

Home sales are likely to be relatively flat in 2012 compared with last year, according to comments from Fannie Mae’s Vice president and chief economist Do...

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CALIFORNIA CONFORMING 30 YEAR FIXED RATES

Today's Average: 4.00% What does this mean?

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MORTGAGE ARTICLES

Applying for a Mortgage after a Bankruptcy

By understanding the requirements to get a mortgage after a bankruptcy and by carefully rebuilding your credit standing, you can apply for a loan and buy a home.

What Are Typical Mortgage Down Payments?

Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property.

3 Reasons Banks Reject Short Sales

There are many reasons why banks reject short sales. The three most common reasons a property does not qualify for a short sale are: the offer price is too low, the buyer does not qualify, or the seller does not qualify for the short sale.

Current Mortgage Rates

PRODUCT

RATE

APR

CHANGE
30 Year Fixed

4.00%

4.08%

-0.011%
15 Year Fixed

3.30%

3.43%

-0.005%
5/1 ARM

2.86%

3.23%

-0.010%
10/1 ARM

3.46%

3.39%

-0.001%

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Mortgage101 Daily Rate Averages are collected for standard mortgage programs from over 700 companies in 50 states and the District of Columbia.

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